Commercial Umbrella/Excess Coverage for Manufacturers

Commercial Umbrella/Excess coverage is designed to extend the limits on your primary General, Automobile and Employers Liability policies to protect against a broad range of critical risk exposures such as catastrophic events and reputational risk. While these primary policies offer adequate limits to insure most covered losses, these policies are typically not enough to cover large, multi-million-dollar lawsuits. You may have limits of $1 million on a General Liability policy, but if a customer is seriously injured on your premises or is hurt because of a product you manufactured and sues for an amount greater than these limits, you would be responsible for the out-of-pocket costs if found liable.  An Umbrella and Excess Liability policy steps in to provide you with additional liability limits at a reasonable cost. 

With ManufacSurance®, we can customize a Commercial Umbrella solution that’s right for your business, designed to respond in an environment where high-exposure liability claims are common, with the potential for devastating results to the financial health of your operation. This policy is critical forbusinesses with significant general liability, auto liability and employer’s liability exposures. Additionally, oftentimes contracts with customers require manufacturers to carry Commercial Umbrella insurance.