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Standard General Liability insurance will protect you against liability claims for bodily injury and property damage to others. But that’s not enough. With ManufacSurance®, you’ll also obtain additional coverages such as third-party claims against smoke, fumes, or vapor from a hostile fire. Additionally, you’ll receive added protection automatically granting Additional Insured coverage and Waiver of Subrogation, when you sign a contract that requires you to indemnify your customer.
Our staff’s expertise can help determine how much General Liability insurance you should be carrying to preserve your assets. This involves looking at the types of products you create, your sales volume, where your goods are transported, including international exposures, along with other factors.
Defective or dangerous products are the cause of thousands of injuries every year in the United States. Responsibility for a product defect that causes injury may affect all sellers of the product who are in the distribution chain, including the product manufacturer, the manufacturer of component parts and the party assembling or installing the product. Additionally, under the definition of “Strict Liability,” the person injured by a product may be entitled to compensation for their injuries without showing that the manufacturer or seller of the product was actually negligent.
Our program steps in with Products Liability insurance to protect manufacturers against claims involving bodily injury and property damage losses arising out of some defect in the product sold, manufactured or distributed. For a “Job Shop,” not highly concerned about a products claim, our Products Liability coverage will include the often forgotten “cost of defense,” which can easily run into the six figures.
PMIS developed ManufacSurance® to help you address the range of risks you face. As your business evolves and deals with an increasingly changing global business environment, our insurance program will provide you with the security you need to thrive and grow. For more information about our exclusive program, please contact us at 855.910.5788.